Welcome to Seachange Financial

Seachange Financial & Insurance Services is a Corporate Authorised Representative of Financial Planning Services (Australia) Pty Ltd. FPS (Aust)is the Australian Financial Services Licensee and as such all our financial planners are Authorised Representatives of FPS (Aust).

What happens at your first seachange meeting?

At your first meeting your Adviser will discuss what's important to you, what your goals for the future are, examine your current situation and, based on a thorough understanding of all this, put together an achievable lifestyle wealth plan.

While having a sound investment plan is essential to reaching your destination of financial freedom, it's also important to anticipate possible hazards and detours along the way. Your Adviser will help draw out any issues that need to be considered, such as:

• Have you considered how much income you will need in retirement, and how much you need to be saving now in order to achieve this?
• Have you got a budget in place to ensure you are reducing your mortgage and other debts as quickly as possible?
• Have you considered the impact on your financial security, and that of your family, if your ability to earn an income was affected?
• If something were to happen to you, can you ensure that your family would be provided for and that your assets would pass to the right people just as you have planned it, avoiding any additional concern to your family in a difficult time? Your Adviser will work closely with you to work through these and other issues in a professional and sensitive manner.

What is wealth advice?

Wealth advice is support and guidance on the best way to manage all your finances. Whether it’s adjusting your debts to minimise repayments, saving for a home or a holiday, investing money, planning for your retirement, maximising pension entitlements or ensuring your family are protected if something happens to you, the right advice from the right people will help you achieve your goals faster and more effectively.

The range of services offered by Seachange Financial are:

• Personalised financial plan construction
• Retirement financial planning
• Estate planning assistance
• Superannuation advice
• Redundancy advice
• Risk insurance advice
• Margin lending/gearing advice
• Investment advice, review and reporting
• Access to stockbroking services
• Loan Referral Services - including Commercial, Residential and Leasing

Download our Financial Services Guide:
Financial Services Guide (460k)